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Our loan app is designed to make your life easier

Simply download Pera U Bag, and we will provide premium financial services to help you quickly obtain funds without any collateral requirements, complex approval procedures, or long waiting time.

get it on

Google Play

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We are always here
to help you

High Credit Limit

The maximum credit limit is PHP 60,000

Fast Disbursement

We will release the funds within a few minutes after the approval

Secure and confidential

Multiple encryption to protect information security

4 Easy Steps to Get a Cash Loan

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We are glad to have been able to assist you and look forward to working with you again. Please feel free to reapply for a loan anytime

Reapplying for a loan
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Search for Pera U Bag on GooglePlay and download it,register account by your phone number.

Download the App
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Fill up the online application form within 5 minutes, and we will complete the verification process within 1 hour. If approved, we will transfer the money to your account.

Apply for a loan
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Repaying your loan on time before the due date helps to increase your credit limit and avoid late payment penalties.

On-time repayment

Frequently Asked Questions

We currently offer cash loan services to customers: Between 18 to 60 years old; Employed or with a steady income.

We only require 2 government valid IDs but it will help if you can present supporting documents like utility bill, rental contract, payroll, company ID, etc.

Generally, the review results will be given within 1 hour. However, in order to ensure that it is your own application, some customers may receive our return call to confirm, so the review results are expected to be given within 1 working day, which may cause inconvenience. Please understand.

You could pay it by bank transfer or by cash through partners like LBCExpress, 711, Ecpay, M. Lhuillier, SM. Store/Payment Counters, Robinson Dept Store, Bayad Center, etc.

Sure! After you pay back your last loan, we will be very happy to help you anytime.

Repaying the loan earlier will not incur any fees but you will still need to pay the same interest. This can also help increase your creditworthiness and the loan limit for future applications. If you repay the loan late, you will be liable to pay additional late payment fees. We advise to pay your dues on or before the due date.

Certificate of Registration NO.CS201909840

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E-mail:[email protected]

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